Which instrument transfers title to real property?

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Multiple Choice

Which instrument transfers title to real property?

A deed is the instrument that transfers title to real property. It is the legal document that conveys ownership from the person who already owns the property (grantor) to the person who will own it (grantee). For the transfer to take effect, the deed must be properly executed, delivered, and accepted, and it should clearly describe the property. Recording the deed in public records is typically done afterward to provide notice, but the actual transfer of ownership happens through the deed itself. A mortgage does not transfer ownership; it creates a lien securing a loan against the property. A lease grants possession and use for a limited time, not ownership. A contract of sale outlines the terms of an agreement to sell but does not transfer title until a deed is delivered at closing.

A deed is the instrument that transfers title to real property. It is the legal document that conveys ownership from the person who already owns the property (grantor) to the person who will own it (grantee). For the transfer to take effect, the deed must be properly executed, delivered, and accepted, and it should clearly describe the property. Recording the deed in public records is typically done afterward to provide notice, but the actual transfer of ownership happens through the deed itself.

A mortgage does not transfer ownership; it creates a lien securing a loan against the property. A lease grants possession and use for a limited time, not ownership. A contract of sale outlines the terms of an agreement to sell but does not transfer title until a deed is delivered at closing.

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