An encroachment is an unauthorized intrusion of a structure onto another’s property. How is it typically discovered?

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Encroachments are typically uncovered through professional checks of property boundaries, such as a survey, a property inspection, or a title search. A survey precisely maps where the lot lines run and can show if part of a building or other improvement extends onto a neighbor’s land. A title search reviews the recorded deeds and plats; if the improvements don’t match the recorded boundaries, an encroachment is revealed. An inspection during due diligence or by a lender can also notice structures or features that appear to sit on someone else’s property. Mortgage underwriting isn’t the usual method for finding encroachments, since its focus is financing rather than boundary verification, and discovery by chance after a sale isn’t reliable or typical. Public notices don’t systematically reveal encroachments either.